Identity Champion
Identity Champion

Get 24/7 identity
theft monitoring.

Help protect your personal information
with AAA Identity Champion.
Activate your exclusive
Member benefit today.
Activate For $0

Get 24/7 identity theft monitoring.

Help protect your personal information with AAA Identity Champion. Activate your exclusive Member benefit today.
Activate For $0
AAA Identity Champion

Trusted by 350,000+ AAA Members

Juliana M

“Knowing (Identity Champion) is there providing protection is valuable to me. Great service.”

Jason L.

“AAA hasn't let me down and I knew they would recommend a quality product.”

Steven B.

“Minimal cost and comprehensive protection features. Good and frequent communication.”

The monitoring plan in your AAA Membership includes:

Internet & Dark Web Monitoring

Be alerted if personal information is found on illegal online markets. Get monitoring for your Social Security Number, driver's license number, credit card numbers, and more.

Sign Up in Minutes

Experian® Credit Monitoring

We monitor your Experian® credit file for changes to personal information, new accounts and credit inquiries, accounts past due, and other sudden changes.

Sign Up in Minutes

Social Media Monitoring

Get notified if something you share on select social media platforms could open you up to identity fraud or potentially damage your reputation.

Sign Up in Minutes

24/7 Live AAA Support

Call our highly-rated Member Support staff (available 24/7) for help with questions about your Identity Champion service.

Sign Up in Minutes

Want added monitoring and protection?

Save 30% on your 1st year of a Protect or Complete plan1. Use code AAA30 at checkout.
AAA Member(Save 10% on paid plans)Not a AAA Member

Basic

Basic monitoring for your credit file & personal informationActivate for $0AAA Membership required
  • Experian® Credit MonitoringExperian® Credit Monitoring
    We monitor your Experian® credit file for changes to personal information, new accounts and credit inquiries, accounts past due, and other sudden changes.
  • Internet & Dark Web MonitoringInternet & Dark Web Monitoring
    Be alerted if your personal information is found across illegal online markets. Get monitoring for your Social Security Number, driver's license number, credit card numbers, and more.
  • Social Media MonitoringSocial Media Monitoring
    Get notified if something you share on select social media platforms could open you up to identity fraud or potentially damage your reputation.
  • 24/7 Live AAA Support24/7 Live AAA Support
    Call our highly-rated Member Support staff (available 24/7) for help with questions about your Identity Champion service.
Popular Enhanced Plan

Protect

Expanded identity monitoring, plus identity theft insurance1$10.95 / monthOr prepay annually (save %5):$124.83 / year
  • Experian® Credit MonitoringExperian® Credit Monitoring
    We monitor your Experian® credit file for changes to personal information, new accounts and credit inquiries, accounts past due, and other sudden changes.
  • Internet & Dark Web MonitoringInternet & Dark Web Monitoring
    Be alerted if your personal information is found across illegal online markets. Get monitoring for your Social Security Number, driver's license number, credit card numbers, and more.
  • Social Media MonitoringSocial Media Monitoring
    Get notified if something you share on select social media platforms could open you up to identity fraud or potentially damage your reputation.
  • 24/7 Live AAA Support24/7 Live AAA Support
    Call our highly-rated Member Support staff (available 24/7) for help with questions about your Identity Champion service.
  • Up to $2 Million Insurance for Legal Fees & Eligible ExpensesUp to $2 Million Insurance for Legal Fees & Eligible Expenses
    Get reimbursed for expenses incurred as a result of identity theft, including: lost wages or income, attorney and legal fees, cost of refiling lines of credit, and elderly or childcare costs.
  • Up to $200,000 Insurance for Stolen FundsUp to $200,000 Insurance for Stolen Funds
    In the event that your funds are stolen as a result of identity theft, you'll be eligible for reimbursement coverage.
  • Dedicated Identity Resolution AgentsDedicated Identity Resolution Agents
    In the event that your identity is compromised, a U.S.-based specialist will provide hands-on help with identity recovery, including contacting banks and lenders, and filing reports with the police and government.
  • Financial Account Takeover MonitoringFinancial Account Takeover Monitoring
    Get alerted if third parties try to open new financial accounts in your name, or gain access to your bank accounts and change your personal information.
  • Child Identity Theft Monitoring & InsuranceChild Identity Theft Monitoring & Insurance
    Get help identifying if your child's personal information — such as a Social Security number, online account logins, and more — have been exposed in a data breach or are for sale on illegal trading sites. Enroll up to 10 children age 17 or younger.
  • Lost Wallet AssistanceLost Wallet Assistance
    Get assigned a U.S.-based specialist who will work with you to contact card issuers to restore the contents of your wallet if it is lost or stolen.
  • 30GB Secure Cloud Storage30GB Secure Cloud Storage
    Protect your digital documents, and store photos, music, and videos to free up room on your devices with our 30GB secure cloud service, IDChampion Cloud.
Added Monitoring & Insurance

Complete

Advanced credit monitoring, plus added insurance coverage1$19.95 / monthOr prepay annually (save %5):$227.43 / year
  • 3-Bureau Credit Monitoring3-Bureau Credit Monitoring
    We monitor your credit file from all three major bureaus for sudden changes, including changes to personal information, new accounts and credit inquiries, and accounts past due.
  • Internet & Dark Web MonitoringInternet & Dark Web Monitoring
    Be alerted if your personal information is found across illegal online markets. Get monitoring for your Social Security Number, driver's license number, credit card numbers, and more.
  • Social Media MonitoringSocial Media Monitoring
    Get notified if something you share on select social media platforms could open you up to identity fraud or potentially damage your reputation.
  • 24/7 Live AAA Support24/7 Live AAA Support
    Call our highly-rated Member Support staff (available 24/7) for help with questions about your Identity Champion service.
  • Up to $5 Million Insurance for Legal Fees & Eligible ExpensesUp to $5 Million Insurance for Legal Fees & Eligible Expenses
    Get reimbursed for expenses incurred as a result of identity theft, including: lost wages or income, attorney and legal fees, cost of refiling lines of credit, and elderly or childcare costs.
  • Up to $500,000 Insurance for Stolen FundsUp to $500,000 Insurance for Stolen Funds
    In the event that your funds are stolen as a result of identity theft, you'll be eligible for reimbursement coverage.
  • Dedicated Identity Resolution AgentsDedicated Identity Resolution Agents
    In the event that your identity is compromised, a U.S.-based specialist will provide hands-on help with identity recovery, including contacting banks and lenders, and filing reports with the police and government.
  • Financial Account Takeover MonitoringFinancial Account Takeover Monitoring
    Get alerted if third parties try to open new financial accounts in your name, or gain access to your bank accounts and change your personal information.
  • Child Identity Theft Monitoring & InsuranceChild Identity Theft Monitoring & Insurance
    Get help identifying if your child's personal information — such as a Social Security number, online account logins, and more — have been exposed in a data breach or are for sale on illegal trading sites. Enroll up to 10 children age 17 or younger.
  • Lost Wallet AssistanceLost Wallet Assistance
    Get assigned a U.S.-based specialist who will work with you to contact card issuers to restore the contents of your wallet if it is lost or stolen.
  • 30GB Secure Cloud Storage30GB Secure Cloud Storage
    Protect your digital documents, and store photos, music, and videos to free up room on your devices with our 30GB secure cloud service, IDChampion Cloud.
  • Experian® Credit Lock and UnlockExperian® Credit Lock and Unlock
    Quickly and easily control whether or not potential lenders can access your Experian® credit file, to help guard against identity theft.
Basic monitoring for your credit file & personal informationActivate for $0AAA Membership required
  • Experian® Credit MonitoringExperian® Credit Monitoring
    We monitor your Experian® credit file for changes to personal information, new accounts and credit inquiries, accounts past due, and other sudden changes.
  • Internet & Dark Web MonitoringInternet & Dark Web Monitoring
    Be alerted if your personal information is found across illegal online markets. Get monitoring for your Social Security Number, driver's license number, credit card numbers, and more.
  • Social Media MonitoringSocial Media Monitoring
    Get notified if something you share on select social media platforms could open you up to identity fraud or potentially damage your reputation.
  • 24/7 Live AAA Support24/7 Live AAA Support
    Call our highly-rated Member Support staff (available 24/7) for help with questions about your Identity Champion service.

** The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

Identity theft can be easy to miss — and a nightmare to undo.

Daily activities like online shopping can expose personal information 
to fraud, damaging your credit, finances & reputation.

43 Million

U.S. consumers were victims of identity fraud and scams in 20202

600 Hours

The average time it takes 
to fix identity theft3

$56 Billion

Amount lost by U.S. consumers 
to identity fraud & scams in 20202

AAA helps you fight the threats you can't see.

AAA Identity Champion

Detection that's always on.

Some warning signs can’t be spotted by looking
 at your bank statement alone.

Get 24/7 monitoring and alerts about sensitive information being found online, changes to your credit file, and more, so you can take action quickly.

Sign Up Now
AAA Identity Champion

Experts a call away.

You’re not alone if identity theft occurs.
 We connect you with dedicated, U.S.-based specialists to make resolving fraud more manageable.

Get step-by-step help with placing fraud alerts, restoring credit cards and other wallet contents, and reporting to police and government agencies.

Sign Up Now
AAA Identity Champion

Coverage when it matters most.

Criminals can leave you holding the bill for their fraud activity — plus the cost of undoing it.

Our plans include insurance for certain expenses that may result from identity theft, including stolen funds, fraudulent purchases, legal fees, lost wages, and child and elderly care.4

Sign Up Now

Ready to get started?

Enroll Now

1Offer good through December 31, 2022. Discount applies to the first year of any paid annual plan. Following the first year, subscriptions for paid plans renew at the preferred rate for AAA Members as outlined on our website, identitychampion.mwg.aaa.com.

2Source: Identity Fraud Study, Javelin Strategy & Research, 2021

3Source: SANS Institute, 2021, Identity Theft

4The Identity Theft Insurance included with Identity Champion Complete includes up to $500,000 reimbursement for stolen funds insurance, and insurance up to $5,000,000 for eligible identity theft-related expenses. Identity Champion Protect includes up to $200,000 reimbursement for stolen funds insurance, and insurance up to $2,000,000 for eligible identity theft-related expenses. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.