Auto Insurance
- Great coverage
- Personal service
- Affordable rates
Ways to Save with AAA Auto Insurance
Good Driver
Save up to a 20% for drivers with clean driving records over a period of time.1
Multi-Car
Save up to a 15.7% when you insure more than one vehicle.2
Bundle Coverage
Bundle AAA Auto and Home Insurance and save up to 20% with available discounts.3
AAA Member
Save up to 5% with an active AAA Membership.
AAA offers savings, reliability, and value.
- Enjoy fast, efficient claims service 24/7.
- Our insurance has earned an "A" (Excellent) rating from A.M. Best for financial strength and stability.4
- Combine AAA Membership with your auto insurance policy and get our award-winning roadside assistance, discounts on car repair, and DMV services at select AAA locations.
Frequently Asked Questions about Auto Insurance
It might cover both, depending on your policy.
Some policies protect the car. If you have an accident and your car gets dinged—or worse—collision coverage will help pay to repair or replace it. Comprehensive insurance applies for non-crash-related hazards. So if a storm floods your car, a squirrel gnaws on your wiring, or loose bricks fall onto your hood, comprehensive coverage will help pay for the repairs. And liability coverage, which is required in most states, pays for the damage to another driver when you are responsible for an accident.
If your policy includes Medical Payments coverage, it can help pay for covered medical expenses following an accident.
If someone has an existing insurance policy with AAA (or any other insurance company), they have 30-days to insure their new car, depending on the type of policy. However, if an individual purchases a new car and has never had an insurance policy before, they need to purchase insurance before they drive off the lot.
A cracked windshield may be covered depending on your policy and how the damage occurred.
Comprehensive: May help cover qualifying glass damage caused by covered events such as rocks, hail, falling objects, or vandalism
Collision: May help cover windshield damage resulting from a qualifying collision with another vehicle or object
Glass Coverage: Depending on your policy and state, additional glass coverage may be available to reduce or eliminate the deductible for qualifying repairs or replacements.
Whether a windshield can be repaired or needs to be replaced depends on the location, size, and severity of the damage. Coverage, deductibles, and glass options vary by state and policy.
Yes and no. If you purchase Rental Reimbursement coverage as part of your auto insurance policy, it can help pay for the cost of a rental vehicle when a covered loss leaves your vehicle unusable, subject to applicable policy limits and coverage terms.
Daily limits offered for new policies vary by state and selection, providing coverage for a maximum of 30 days. Should you have any questions about rental car coverage, talk to your AAA insurance agent for more information.
Visit MyPolicy and sign up to view and print your proof of insurance ID card. Make sure to have your Membership number and policy number ready.