Auto Insurance

Great coverage
Personal service
Affordable rates

Drivers who switch and save with AAA Insurance save up to $534.*

*12-month savings based on November 2024 survey of new customers in CA, NV, UT, AZ, WY and MT who reported savings when switching to AAA for auto within the past year.

Get Auto Coverage Confidence

Lots of Savings for You

Save up to:

5% for AAA Membership Savings
20% for Good Driver
15.7% for Multi-Car
20% for Teen Smart (New Driver)
7.1% for Good Student
12.7% for Companion Home

Coverage You Can Trust

Enjoy fast, efficient claims service 24/7 when you insure with a name you can trust.

Our insurance has earned an A (Excellent) rating from A.M. Best for financial strength and stability.

Caring Service

Understanding your car insurance needs, budget and lifestyle - that's the key to finding you the right coverage.

Our insurance agents are dedicated to helping you, just like our legendary tow truck drivers.

Road Service and Auto Benefits

A AAA tow truck assists a car stranded on the side of the road.

Legendary Road Service

Towing, jump starts, tire changes, emergency fuel¹ and new batteries² delivered right to you. AAA covers you in anyone's car, even if you're a passenger.

A AAA Member uses mobile app to get help with battery

Mobile Battery Service

AAA will test and diagnose your old battery, and sell and install a new AAA-approved car battery as needed at a discounted Member-Only price².

A AAA car mechanic repairs an auto in the shop

Save on Auto Repair

Save 10% on labor at AAA Owned or Approved Auto Repair Centers.

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Provide some details about yourself and get a custom auto insurance quote online.

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Call an agent

Don't wait—speak directly with one of our experienced AAA Insurance agents today.

888-407-1321

[1] Fuel delivery included for all Membership levels; cost of fuel only included with Plus and Premier Memberships.

[2] Certain restrictions apply. Valid Membership card required. AAA batteries may not be available for all vehicle makes and models. Mobile battery replacement is not available in all areas. Member pays for battery. Some battery installations may require additional fees.

The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent.

All policies are subject to policy terms, underwriting, guidelines and applicable laws. Products and their features may not be available in all states. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting, guidelines and applicable laws.

Insurance products in Arizona are offered through AAA Arizona Inc., License #8301727 and Sunstate Insurance Agency, LLC, License #17203444. Insurance products in California are offered through AAA Northern California Insurance Agency, License #0175868, in Montana by AAA Montana, Inc., License #9756, in Nevada by AAA Nevada and in Utah by AAA Utah. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861. Term Policy Form Series: ICC19-1801/1801.