AAA Insurance Discounts
Drivers who switch and save with
AAA Insurance save up to $534.*
Discounts For Your State
Save up to:
- 5% for AAA Membership Savings
- 20% for Good Driver
- 15.7% for Multi-Car
- 20% for teenSMART(New Driver)
- 10% for Good Student
- 12.7% for Companion Home
Save up to:
- 5% for AAA Membership Savings
- 12.5% for Companion Auto
- 10% for Mature Policy Holder
Auto Discount Definitions
- Companion Home: This discount is applied to a policy if the named insured or rated spouse has a AAA Homeowner policy (the discount is different if the companion policy is a condo or renters).
- Good Driver: Discount based on how long you have been licensed and your driving activity.
- Good Student: Discount for high school or full-time college student with a verifiable GPA of 3.0 or more.
- AAA Membership Savings: This discount or savings is applied to a policy if any driver rated on the policy is a AAA Member.
- Multi-Car: This discount is applied to a policy if there is more than one vehicle rated on the policy.
- TeenSMART: Discount offered when qualified teen drivers complete a qualified program by the time they are 19.
Home Discount Definitions
- Companion Auto: This discount is applied to a policy if the named insured has AAA Auto Insurance product.
- Mature Policy Holder: Discount based on age of oldest insured.
- AAA Membership Savings: Applies to an insured with an active AAA Membership in any AAA Club in the United States.
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*12-month savings based on November 2024 survey of new customers in CA, NV, UT, AZ, WY and MT who reported savings when switching to AAA for auto within the past year.