AAA Insurance Discounts
Drivers who switch and save with
AAA Insurance save up to $534.*
Discounts For Your State
Save up to:
- 5% for AAA Membership Savings
- 20% for Good Driver
- 15.7% for Multi-Car
- 20% for teenSMART(New Driver)
- 10% for Good Student
- 12.7% for Companion Home
Save up to:
- 5% for AAA Membership Savings
- 12.5% for Companion Auto
- 10% for Mature Policy Holder
Auto Discount Definitions
- Companion Home: This discount is applied to a policy if the named insured or rated spouse has a AAA Homeowner policy (the discount is different if the companion policy is a condo or renters).
- Good Driver: Discount based on how long you have been licensed and your driving activity.
- Good Student: Discount for high school or full-time college student with a verifiable GPA of 3.0 or more.
- AAA Membership Savings: This discount or savings is applied to a policy if any driver rated on the policy is a AAA Member.
- Multi-Car: This discount is applied to a policy if there is more than one vehicle rated on the policy.
- TeenSMART: Discount offered when qualified teen drivers complete a qualified program by the time they are 19.
Home Discount Definitions
- Companion Auto: This discount is applied to a policy if the named insured has AAA Auto Insurance product.
- Mature Policy Holder: Discount based on age of oldest insured.
- AAA Membership Savings: Applies to an insured with an active AAA Membership in any AAA Club in the United States.
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*12-month savings based on November 2024 survey of new customers in CA, NV, UT, AZ, WY and MT who reported savings when switching to AAA for auto within the past year.
The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent.
All policies are subject to policy terms, underwriting, guidelines and applicable laws. Products and their features may not be available in all states. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting, guidelines and applicable laws.
Insurance products in Arizona are offered through AAA Arizona Inc., License #8301727 and Sunstate Insurance Agency, LLC, License #17203444. Insurance products in California are offered through AAA Northern California Insurance Agency, License #0175868, in Montana by AAA Montana, Inc., License #9756, in Nevada by AAA Nevada and in Utah by AAA Utah. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861. Term Policy Form Series: ICC19-1801/1801.