AAA Renters Insurance
Renters insurance from around 50¢ a day.*
*$0.50 a day average is based on the average written premium of renters insurance for 2022.
What should I ask my landlord about coverage?
Before you compare renters insurance policies, talk with your landlord about:
- Lease requirements, including whether renters insurance is required and, if so, what amount.
- Details about your dwelling or unit that your insurer may need, such as its total square footage and the type of heating system used.
- What your landlord’s policy does and doesn’t cover, so you can make smart buying decisions.
What types of coverage are included in a renters insurance policy?
You may not think your personal belongings have much value—until you need to replace items that are stolen or damaged in an accident or a disaster. As a tenant, here are examples of what your renters insurance may cover:
- Personal Property: This coverage helps you replace belongings that get damaged by smoke, fire, or other covered perils, or property that gets stolen.
- Loss of Use: If disaster strikes and your home is so damaged by a covered peril that you need to relocate temporarily, some policies cover your living expenses.
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The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent.
All policies are subject to policy terms, underwriting, guidelines and applicable laws. Products and their features may not be available in all states. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting, guidelines and applicable laws.
Insurance products in Arizona are offered through AAA Arizona Inc., License #8301727 and Sunstate Insurance Agency, LLC, License #17203444. Insurance products in California are offered through AAA Northern California Insurance Agency, License #0175868, in Montana by AAA Montana, Inc., License #9756, in Nevada by AAA Nevada and in Utah by AAA Utah. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861. Term Policy Form Series: ICC19-1801/1801.