Life Insurance

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Marriage, parenthood, home ownership and other life-changing events

all come with new financial obligations. Make sure your loved ones are protected with life insurance through AAA.


FAQs

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What is Life Insurance?

Life insurance is a policy that helps you provide for your family after you pass away. Benefits may be used to pay the rent or mortgage, pay household bills or debts, buy groceries, or even cover your funeral expenses.

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Types of Life Insurance

Life insurance coverage falls into one of two categories: term or permanent. A term life insurance policy lasts for a set number of years. A permanent life insurance policy, such as a whole or universal, lasts for the insured person’s lifetime.

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How Much Do I Need?

Experts suggest buying a policy that is 8-12 times your annual income. Stay-at-home parents should also have life insurance, to pay for services that will need to be replaced, such as childcare. Since every situation is different, consult with a knowledgeable life insurance agent for a full needs assessment.

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AAA Life and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase of any policy. Life insurance underwritten and annuities offered by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority # 07861) is licensed in all states except NY. Products and their features may not be available in all states. All Rights Reserved.
Premiums are guaranteed, and they are level for the term period and increase annually thereafter. Health history, underwriting guidelines and the answers provided to health questions are used to determine approval for coverage. Not all applicants will qualify. Rates may vary. Coverage ends at age 95. This is an outline of the coverage provisions and does not contain all of the benefits and exclusions. For complete terms of the insurance coverage, please refer to the policy. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861. Products and their features may not be available in all states. Traditional Term Policy Form Series: ICC11-1201/TL-1201.

Insurance products in California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada, in Utah by AAA Utah, in Arizona through AAA Arizona, Inc., License #8301727, and in Wyoming through AAA Mountain West Inc., License No. 172603. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting, guidelines and applicable laws.
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