Home & Property Insurance

Provides coverage to repair or rebuild your home in the event of a covered loss.

Insurance that protects other detached structures on your premises, such as fences, a tool shed, detached garage, a swimming pool, etc.

Covers personal property that belongs to you, including furniture, appliances, and rugs. Special Limits of Liability apply. Talk to an agent for details.

Your homeowners policy may cover jewelry, watches, and collectibles if they’re stolen or if they’re damaged in a fire, for instance. (Most policies have a coverage limit per item.)

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Additional coverage is available for high-valued personal property, such as jewelry, fine art, or musical instruments.

Loss of use coverage provides you with an additional living expense if your home is uninhabitable due to a covered loss.

Personal Liability covers you for personal injury, bodily injury, and property damage in the event that you are found liable for those losses or damages (for example, if you were to be found responsible for a fire that burns property belonging to your neighbor or landlord, if you are a renter).

Provides coverage for medical payments and expenses incurred due to an accident causing personal or bodily injury.

Have questions about what unexpected items homeowners insurance covers? We've got answers.