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Ready to apply ?

  • Call or stop by your local AAA Auto Repair to get the application link. Find your closest shop here.
  • Once you get the application link, apply using your smartphone to see if you pre-qualify for Bread Pay financing. The use of your smartphone is required to add the Bread Pay virtual card to your Apple or Google Wallet.
  • Pick the option that works best for your budget, without affecting your credit score.
  • Add the Bread Pay virtual card to your Apple or Google Wallet to utilize tap to pay in-store.