Identity Protection
Enroll today and let ProtectMyID start working for you.
Identity theft is scary and stressful, but protecting yourself shouldn't be. That’s why AAA Members get Experian's ProtectMyID Essential plan FREE with Membership. ProtectMyID services help you stay safer online by reducing your risk of fraud before something happens. And if something does happen, a trained team is standing by to help you fix it.
Did You Know?
In 2023, the Federal Trade Commission (FTC) received over 1 million reports of identity theft, making it one of the most common types of consumer complaints.
Why wait? Get started in 3 easy steps.
- Select your plan.
- Enroll on Experian's ProtectMyID website or call 877-440-6943.
- Log in to your ProtectMyID account to see all of the ways ProtectMyID works for you.
Enjoy a free month
when upgrading.
Unlock advanced monitoring and additional protection by upgrading your plan and receive one month free of charge.
*Simply use coupon code 30MWG26 when completing enrollment.
Identity Protection Plans
The Essential plan is FREE with Membership. AAA Premier Members save 10 percent on Deluxe and Complete plans.
Includes free identity protection features, such as:
- Credit monitoring from Experian®
- Experian® credit report (upon enrollment)
- Dark web surveillance (SSN & email address monitoring only)
- Text message alerts
- Identity Health Score1
- Identity Health Score Action Planner
- Online Exposure Scan
- Up to $10,000 in identity theft insurance2 (AAA Premier Members only)
- Lost wallet protection
- Fraud resolution support
All features of ProtectMyID Essential, plus:
- Credit monitoring from Experian, Equifax®, and TransUnion®
- Social Security number monitoring
- VantageScore®4
- VantageScore® Tracker4
- Score variance alerts
- Real-time identity alerts
- Expanded dark web surveillance
- Bank account & credit card takeovers
- Change of address alerts
- Up to $1 million in identity theft insurance2
All features of ProtectMyID Essential and Deluxe, plus:
- VantageScore® Simulator4
- Experian CreditLock5
- Secure Wi-Fi (VPN)
- Online Exposure Scan Removal Assistance
- Child identity monitoring6
- Dormant credit card monitoring
- Credit limit & usage alerts
- Social media monitoring
- Alternative loan monitoring
- Sex offender monitoring
- Positive credit activity alerts
Here’s how ProtectMyID works for you:
Reduce Your Risk
Get a personalized plan to help keep your information safe.
Detect Problems Early
24/7 monitoring services can alert you to potentially fraudulent activity.
Resolve Issues Quickly
Fraud resolution support is standing by to assist if you need it.
Frequently Asked Questions: Identity Theft
Identity theft occurs when someone uses your personal information without your consent to commit fraud or other crimes. Information like your name, date of birth, driver’s license, or Social Security number can be used to steal your identity.
About 4 in 10 consumers say their personal information has been stolen, compromised, or misused. Identity protection can help you detect potential fraud early—and take action quickly—with the support of an identity resolution specialist.
Be aware of these warning signs indicating that someone might have stolen your personal information:
- You aren’t receiving household bills and other mail.
- You see withdrawals from your bank account that you don’t recognize.
- You notice unfamiliar charges on your credit card statements.
- You are receiving bills for purchases you didn’t make.
- A company you do business with—such as your bank or an online retailer—sends you a notice that a data breach has compromised your personal data.
- When you apply for credit or a loan, your application is denied despite having a strong credit history.
- Your credit score unexpectedly drops.
- Your tax return has been declined, or the IRS tells you that more than one tax return was filed in your name.
- You file a medical claim and your health care provider rejects it because you’ve mysteriously reached your plan’s limit.
To lower your risk of identity theft:
- Share your personal information as little as possible.
- Create strong passwords.
- Use two-factor authentication when available.
- Only sign on to secure Wi-Fi networks.
- Update your social media settings to “private.”
- Set up credit card and financial alerts.
- Track your credit score.
AAA Members get a free online exposure scan to discover if your personal information is on public websites so you can request removal. Upgrade to the Complete plan to get removal services that continuously monitor websites where your information is exposed and help you easily remove it. AAA Members also have access to a free Identity Health Score1 + Action Planner, which offers a personalized, prioritized plan to help you improve your identity health.
If you become the victim of identity theft, review your credit reports and place a security freeze on them. A credit freeze restricts access to your credit report so other people can’t open a new credit account in your name. You should also report the theft to the Federal Trade Commission.
If you have an identity protection plan that includes restoration services (like ProtectMyID), contact the service provider immediately for step-by-step assistance.
To begin recovering from theft, change your account passwords, make a list of the fraudulent transactions, and contact any creditors and key agencies.