AAA Insurance
AAA Members save 5%.
Get the Insurance Coverage You Need at AAA
Whether you're driving a car, a motorcycle, or an RV, AAA has you covered, backed by 100+ years of experience troubleshooting on the road.
Your home is your haven. Whether you’re a homeowner, condo owner, mobile home owner, renter, or landlord, AAA offers policies and supplemental coverage, including earthquake and flood insurance, to safeguard your home and belongings.
Whether you're investing in the future or protecting loved ones from the unthinkable, AAA can help with a term, whole, or universal insurance policy.
Find competitive rates on commercial auto, workers' compensation, general liability insurance, and more to help protect your business.
Plan for unexpected cancellations, delays, medical emergencies, and more with a AAA-exclusive insurance plan from Allianz Global Assistance.
Specialty
AAA offers additional insurance options for pets, as well as your boat, mobile home, motorcycle, and RV.
Why Choose AAA?
Protect yourself, your family, your belongings, and your property in the event of unforeseen circumstances.
- Big savings when you join AAA and combine your policies
- Rock-solid insurance, rated A for excellence/financial strength by reporting agency A.M. Best
- Self-serve online tools and mobile apps for exploring options and managing your policies
- Personalized service from our team of experienced insurance agents (over the phone or in AAA branches)
- Earn discounts on your insurance policy by bundling or becoming a AAA Member.
- Fast, efficient responses to your customer-service and claims requests
Insurance Coverage You Can Count On
When it comes to insurance, nobody gives you Coverage Confidence™ like AAA. Our new TV commercials drive home that point, beautifully. Enjoy!
Danger
Gopher
Get the Right Answers to Your Insurance Questions
It’s common to wonder how much coverage you really need and smart to base your decisions on clear, reliable information. Our experienced agents can explain the ins and outs of every policy—and help you find what’s right for you.
Why are car insurance rates higher for teenage drivers?
Agent Humphreys: When you're 16 years old, you don't have experience, and that's a big cause of accidents. Texting while driving also gets them pretty bad. So does showing off while having other people in the car.
Frequently Asked Questions
How do insurance deductibles work?
A deductible is the amount you pay for services before your insurance starts to pay. So if your plan's deductible is $1,500, you'll pay 100 percent of eligible expenses until the total $1,500 deductible is met.
What is an insurance binder?
When you apply for insurance, an insurance binder acts as temporary proof of coverage until you get your actual policy. It specifies the protections you're entitled to, as well as coverage limits, deductibles, and such.
What is a certificate of insurance?
A certificate of insurance (COI) is like an insurance ID card. So if you get pulled over on the freeway and need to show proof of auto coverage, you can show your COI rather than toting around your entire insurance policy.
Can I pay AAA Insurance with a credit card?
After the initial down payment, AAA insurance installment payments and renewals can be paid with credit cards. Just visit the AAA Pay My Bill page and follow the prompts. It's also a breeze to pay your bill via the AAA Mobile app. If you're planning to visit your local AAA branch, an agent can help you pay your bill with a credit card, or call AAA at (800) 922-8228 and an agent can help you pay by phone.