a couple with AAA insurance check their laptop at home

AAA Insurance

Coverage you can count on.
AAA Members save 5%.

Get your free quote:

Auto Insurance

Whether you're driving a car, a motorcycle, or an RV, AAA has you covered, backed by 100+ years of experience troubleshooting on the road.

Home Insurance

Whether you need coverage as a renter, a homeowner, or a landlord, AAA has policies that'll safeguard your property, including supplemental earthquake and flood insurance.

Life Insurance

Whether you're investing in the future or protecting loved ones from the unthinkable, AAA can help with a term, whole, or universal insurance policy.

Commercial & Business Insurance

Find competitive rates on commercial auto, workers' compensation, general liability insurance, and more to help protect your business.

Travel Insurance

Plan for unexpected cancellations, delays, medical emergencies, and more with a AAA-exclusive insurance plan from Allianz Global Assistance.


AAA offers additional insurance options for pets, as well as your boat, mobile home, motorcycle, and RV.

Get the best value from AAA

Protect yourself, your family, your belongings, and your property in the event of unforeseen circumstances.

  • Big savings when you join AAA and combine your policies
  • Rock-solid insurance, rated A for excellence/financial strength by reporting agency A.M. Best
  • Self-serve online tools and mobile apps for exploring options and managing your policies
  • Personalized service from our team of expert insurance agents (over the phone or in AAA branches)
  • Earn discounts on your insurance policy by bundling or becoming a AAA Member.
  • Fast, efficient responses to your customer-service and claims requests

When it comes to insurance, nobody gives you Coverage Confidence™ like AAA. Our new TV commercials drive home that point, beautifully. Enjoy!



It’s common to wonder how much coverage you really need and smart to base your decisions on clear, reliable information. Our experts can explain the ins and outs of every policy—and help you find what’s right for you.

A teenage driver behind the wheel.

Ask an Agent

Why are car insurance rates higher for teenage drivers?

Agent Humphreys: When you're 16 years old, you don't have experience, and that's a big cause of accidents. Texting while driving also gets them pretty bad. So does showing off while having other people in the car.

How do insurance deductibles work?

A deductible is the amount you pay for services before your insurance starts to pay. So if your plan's deductible is $1,500, you'll pay 100 percent of eligible expenses until the total $1,500 deductible is met.

What is an insurance binder?

When you apply for insurance, an insurance binder acts as temporary proof of coverage until you get your actual policy. It specifies the protections you're entitled to, as well as coverage limits, deductibles, and such.

What is an insurance waiting period?

When you purchase insurance, there can be a brief waiting period before your coverage—either some or all of it—goes into effect. During this waiting period, you may not be able to file insurance claims, but check with your provider. If you have AAA Insurance, there is no waiting period.

What is a certificate of insurance?

A certificate of insurance (COI) is like an insurance ID card. So if you get pulled over on the freeway and need to show proof of auto coverage, you can show your COI rather than toting around your entire insurance policy.

How can I print my AAA proof of insurance?

Visit MyPolicy and sign up to view and print your proof of insurance ID card. Make sure to have your Membership number and policy number ready.

Can I add a car or vehicle to my AAA Insurance?

Yes, you can. Speak to your agent and get help answering any questions about adding a car to a policy.

Can I pay AAA Insurance with a credit card?

Absolutely! Just visit the AAA Pay My Bill page and follow the prompts. It's also a breeze to pay your bill via the AAA Mobile app. If you're planning to visit your local AAA branch, an agent can help you pay your bill with a credit card, or call AAA at (800) 922-8228 and an agent can help you pay by phone.

How can I view my AAA Insurance policy online?

Simply visit Manage A Policy. Then either sign in, or if you haven't visited before, create an account.

Products and their features may not be available in all states. All policies are subject to policy terms, underwriting, guidelines and applicable laws. The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent.

Insurance products in Arizona are offered through AAA Arizona Inc., License #8301727 and Sunstate Insurance Agency, LLC, License #17203444. Insurance products in California are offered through AAA Northern California Insurance Agency, License #0175868, in Montana by AAA Montana, Inc., License #9756, in Nevada by AAA Nevada and in Utah by AAA Utah. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861. Term Policy Form Series: ICCL11-1201/TL-1201.

Auto and Home insurance provided by CSAA Insurance Group, a AAA Insurer.