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Insurance
Learning
Center

Find insurance articles designed to help you worry less and feel confident. AAA takes the stress out of buying insurance with easy-to-understand definitions, tips and facts.


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Answers to Common Insurance Questions

AAA is here to help erase any doubts you might have about what insurance coverage is right for you.

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Premium vs. Deductible? Insurance Explained.

Get the inside scoop on what you pay your insurance company—and when.

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How Does Marriage Affect Auto and Home Insurance Rates?

Just married the love of your life? See how it affects your insurance rates.

close up of a couple driving in a car covered by AAA auto insurance

How Much Car Insurance Do I Need?

Unsure of the level of insurance you need for your new car? Let us help you figure that out.

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What Can Raise or Lower the Cost of Your Car Insurance?

Find out what could be causing your car insurance premium to increase.

AAA member taking a picture on a cell phone of a car that rear-ended another vehicle

What Is Collision Insurance Coverage?

Collision coverage helps pay to repair or replace your car if you get into a crash.

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Rideshare Insurance Coverage

Before you consider driving for Uber, Lyft, or Flywheel learn more about rideshare insurance.

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AAA Motorcycle and RV Insurance Explained

Everything you need to know about motorcycle and RV insurance.

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Comprehensive Car Insurance Coverage

Comprehensive insurance helps pay to repair your vehicle if it’s stolen or damaged.

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How Much Does Homeowners Insurance Cost?

Get the facts on what’s involved in your homeowners insurance cost.

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What Are Closing Costs When Buying a House?

Your down payment isn’t the only fee you should expect to pay when buying a home.

couple laughing while sitting on a blue sofa in their home covered by AAA homeowners insurance

What is a Home Warranty?

Home Warranties guard against unexpected home maintenance costs.

Couple discussing AAA renters insurance with an agent

How Much Is Renters Insurance?

Learn the ins and outs about getting renters insurance for your apartment.

father laughing while teaching daughter to play chess in their home protected by AAA homeowners insurance

What Is Personal Liability Insurance?

Get coverage to help protect you in the event of mishaps for which you are ultimately responsible.

family of four carrying moving boxes into their new home covered by AAA homeowners insurance

Understanding Moving Costs and Insurance

Be sure to budget for things you might not have thought of, like storage, hotel stays, and more.

Mother protected by AAA life insurance holding her young son and smiling

How Much Life Insurance Do I Need?

Considering just a few key points can simplify the task of making decisions about life insurance.

aaa member completing a life insurance questionnaire to determine the cost of life insurance

Life Insurance Rates and Average Cost

Life insurance rates can vary. Here's what to expect, and how to save when shopping for a policy.

Woman browsing the web on her laptop, reviewing AAA life insurance offerings

What is Life Insurance?

Is life insurance right for you? And what do the terms mean? Find out here.

AAA Members moving into new apartment

Starting Out

Practical advice for renting your first apartment and starting out on your own for the first time.

AAA Member planning wedding

Getting Married

Things to consider when combining your lives and planning for your future together.

AAA Members reviewing home insurance documents

Buying a Home

Steps to take when starting the home-buying process, including mortgage planning.


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