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Protect Your Trip with Allianz Travel Insurance

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AAA Exclusive Plans

With a AAA exclusive TripProtect plan from our trusted travel insurance partner Allianz Partners*, you can relax before and during your trips knowing you’re protected in case of:

  • Unexpected cancellations
  • Travel delays
  • Medical emergencies
  • Lost luggage
  • And More
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Unique TripProtect Plan Benefits

Some of our most popular TripProtect plans come with some value-adding benefits that aren’t available with other travel protection plans, including:

  • SmartBenefitsSM

    Get automatic, proactive payments for covered delays on monitored flights and a no-receipts-required payment option for lost or delayed baggage.*

  • Missed Port of Call

    Receive $100 payments, up to your plan’s maximum amount, when your cruise misses a scheduled port of call on your original itinerary or replaces it with another port of call.

  • Vehicle Return

    Get reimbursed the cost of transporting your vehicle back to your residence when a covered illness or injury prevents completion of your trip.

Travel Insurance Plans


A TripProtect plan from AAA can protect you before and during your trip—keeping you, your loved ones, and your travel budget safe. Our most popular plans include:

Travel Insurance Plans

TripProtect Deluxe

TripProtect Select

TripProtect Cancel Anytime

(Must be purchased within 14 days of initial trip deposit or payment.)

Trip Cancellation

Up to 100% of trip cost

(max. $200,000)

Up to 100% of trip cost

(max. $100,000)

Up to 100% of trip cost

(max. $15,000)

Cancel Anytime

Not included

Not included

Up to 80% for almost any reason that your plan does not already cover.

Trip Interruption

Up to 150% of trip cost

(max. $300,000)

Up to 150% of trip cost

(max. $150,000)

Up to 150% of trip cost

(max. $22,500)

Trip Change Protector

Reimburses fees or extra expenses from a carrier or supplier if you must change your trip itinerary for a covered reason

$1,000

$500

$500

Emergency Medical/Dental (Primary)

Purchase within 14 days of initial trip deposit for time sensitive pre-existing condition benefits (other purchase requirements and conditions apply).

$75,000

($750 dental max.)

$50,000

($750 dental max.)

$25,000

($750 dental max.)

Emergency Medical Transportation

$1,000,000

$500,000

$500,000

Travel Delay

SmartBenefit: Can pay proactively on monitored flights or allow claims to be filed without receipts, just proof of delay.**

$1,600 (≥ 3 hours) with receipts $200/day

no receipts $100/day

$800 (≥ 4 hours) with receipts $200/day

no receipts $100/day

$800 (≥ 4 hours) with receipts $200/day

no receipts $100/day

Missed Port of Call

SmartBenefit: No receipts for expenses required, just proof of missed port of call.

$300

($100 per missed port)

$300

($100 per missed port)

$300

($100 per missed port)

Baggage Loss/Damage

$2,000

($1,000 max for high-value items)

$1,000

($500 max for high-value items)

$1,000

($500 max for high-value items)

Baggage Delay

SmartBenefit: Only proof of covered delay required.

$600 (≥ 6 hours)

no receipts $100

$300 (≥ 12 hours)

no receipts $100

$300 (≥ 12 hours)

no receipts $100

24-Hour Emergency Assistance

Included

Included

Included

Concierge

Included

Included

Included

"We have been on many trips and this is the first time we had to submit claims to the travel insurance company. So thankful we had Allianz!”


—AAA Member, August 2023

family with luggage watching plane take off from airport window

"We have been on many trips and this is the first time we had to submit claims to the travel insurance company. So thankful we had Allianz!”


—AAA Member, August 2023

family with luggage watching plane take off from airport window

Mexico Auto Insurance

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Traveling to Mexico

If you're driving to Mexico, make sure you're protected. AAA Members receive a discount on any Mexico policy purchased.

We also have coverage options for:

  • Auto
  • Home
  • Watercraft
Explore Mexico Auto Insurance

Want to learn more about our AAA exclusive plans?


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View the latest deals available to AAA Members and submit a Travel Request Form anytime online at AAA.com/Travel for personalized travel that saves you time and money.

Get a Travel Quote


Call.

Your AAA Travel Advisor is a treasure trove of insider knowledge and your first line of defense against the unexpected. Help when you need it is just a phone call away.

Call: 888-538-4222


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With 140+ agents and 101 branch locations, complimentary AAA Travel Advisors are available when you’re ready to plan your perfect itinerary with the best deals exclusive to AAA Members.

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TERMS AND CONDITIONS

*When you opt in and provide flight information, Allianz Partners will monitor flights and send flight status and benefit alerts, including alerts about flight delays that qualify for automated travel delay payment. Standard message/data rates apply to SMS alerts. Automated claims and payment system availability is not guaranteed and is subject to our sole discretion. No receipts are required for non-monitored flights to qualify for a $100 payment per day–just proof of the covered delay. No receipts for expenses are required to qualify for a $100 baggage delay payment—just proof of baggage delay. All claims subject to policy terms, conditions, and exclusions.

Terms, conditions, and exclusions apply, including for pre-existing conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Travel Insurance is a mark of AGA Service Company dba Allianz Partners or its affiliates. AGA compensates their suppliers or agencies for allowing AGA to market or offer products to customers of the supplier or agency Allianz Travel Insurance products are distributed by AGA Service Company, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected].