All Property Insurance
Help Protect What Matters Most
Protect your home and belongings with personalized coverage and discounts designed to help you save.
Customers saved an annual average of $367 by bundling their home and auto insurance* with AAA.
Be ready for the unexpected and take advantage of affordable coverage for you and your belongings.
From bare-walls basic to all-in coverage, customize your condo policy to best fit you and your budget.
Protect your assets, and your future, with coverage for rental property damage, loss of rental income, and liability.
Get the unique coverage your mobile or manufactured home needs and ensure you, and your belongings, are protected.
AAA Property Coverage Details
Whether you own your home or rent, AAA offers the coverage you need to help protect your house, condo, apartment, or investment property. From replacement costs to living expenses, here are the standard coverages offered by AAA Insurance:
Standard Coverage | |||
|---|---|---|---|
Dwelling and Other Structures Can help pay to rebuild or repair your home or other structures on your property if damaged by a covered peril. | |||
Helps pay to repair or replace your clothing, furniture, and other belongings that get stolen or damaged by a covered peril. | |||
Covers the cost of medical bills and property damage if you are responsible for causing injury or loss to others. | |||
Covers temporary living expenses, including hotel and meals, if your home becomes uninhabitable. | Loss of Income | ||
Medical Payments to Others Covers injuries that happen to a guest in your home—regardless of who's at fault. | |||
Coverage for jewelry and watches, up to a certain limit. Special endorsements can be added for higher priced items. |
Optional Property Coverage Add-Ons | Coverage Description |
|---|---|
Provides extra coverage for liability claims that go beyond your regular auto or home policy’s limits. | |
Cover the cost of repairs to your home, replacing your belongings, and additional living expenses if your residence is uninhabitable. | |
Can reimburse you for damages caused by floodwaters to help you fix your home and repair or replace lost belongings. | |
Scheduled Personal Property | Provide greater coverage of valuables that cost more than your personal property limits. |
Learn More About Property Insurance
Be sure to budget for things you might not have thought of, like storage, hotel stays, and more.
AAA Insurance protects more than just your home
Your home is more than a place to live. It provides comfort and stability to you and your family. Every necessity, valuable, and personal belonging needs protecting, so get peace of mind knowing it's covered by AAA Insurance.
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*Estimated average savings among AAA Insurance policyholders who bundled auto and home policies between July 1, 2024, and June 30, 2025, in AZ, CA, NV, UT, MT, and WY, and took advantage of multi-policy discounts for auto and home. Savings compared to pricing of separate auto and home policies with AAA without multi-policy discounts.