Manage your existing policy
Think of AAA as a one-stop shop for your car.
Get the coverage you need at AAA
The state of California2 requires drivers to carry auto insurance with the following minimums:
Driving a newer vehicle? Still making payments? Want extra peace of mind? AAA Insurance offers coverage to fit your situation:
Get expert answers to your car insurance questions
It’s common to wonder how much coverage you really need and smart to base your decisions on clear, reliable information. Our experts can explain the ins and outs of every policy—and help you find what’s right for you.
How much car insurance do I really need?
Great question! See the chart above, plus these tips for figuring out the best coverage for you.
What's the best way to compare car insurance quotes?
Here’s some expert advice on shopping around.
Do teens and other young drivers need more insurance coverage?
In general, yes—but there are ways to get covered without breaking the bank.
What can raise or lower my cost of car insurance?
Your age, your driving record, and more. Find out what could be causing your premium to increase.
What happens if I hit a deer or another large animal?
Your car insurance will pay for damage to your vehicle — if you have the right coverage.
What are some common mistakes people make with car insurance?
We’re so glad you asked: Check out this shortlist of urban myths and get the facts!
Get More With AAA Membership
*Average savings is based upon a two-week survey conducted in March 2020 of approximately 270 customers from the states of CA, NV, UT, AZ, WY and MT who said they saved money when switching to AAA Insurance from a different carrier.
2Source: California Department of Insurance
Products and their features may not be available in all states. All policies are subject to policy terms, underwriting, guidelines, and applicable laws. Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply. Insurance premium does not include the price of Membership.
Insurance products in California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada, in Utah by AAA Utah, in Arizona through AAA Arizona, Inc., License #8301727, Montana through AAA Montana, Inc., License #9756, and in Wyoming through AAA Mountain West Inc., License No. 172603. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer.