Renters Insurance

Coverage that protects your belongings.

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Ways to save with AAA Renters Insurance


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Renters insurance coverage

Though your renters insurance policy can be personalized to your needs, coverage typically includes:

  • Personal Property: Helps replace belongings that get stolen, or are damaged by smoke, fire, or other perils. Most policies include “off-premises coverage,” which applies to belongings taken from your parked car or hotel room.
  • Loss of Use: Covers your living expenses if you're forced to temporarily relocate due to your home being damaged by a covered peril.
  • Personal Liability: If a guest sues you after being injured in an accident in your home, this will cover your legal expenses, as well as the injured party’s medical bills.
  • Scheduled Personal Property: Additional optional coverage for high-valued personal property, such as jewelry, fine art, or musical instruments.
  • Medical Payments to Others: Covers medical expenses if someone is injured in your home, regardless of fault.

Answers to your renters insurance questions

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Learn why renters insurance is a smart move to protect your belongings.

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Common questions about renters insurance

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