Renters Insurance

Ways to save with AAA Renters Insurance
Bundle with Auto Insurance
Save up to 6.4%* on your AAA Auto Insurance by bundling with Renters.
AAA Member Discount
Save up to 5%* for being a AAA Member.
Renters insurance coverage
Though your renters insurance policy can be personalized to your needs, coverage typically includes:
- Personal Property: Helps replace belongings that get stolen, or are damaged by smoke, fire, or other perils. Most policies include “off-premises coverage,” which applies to belongings taken from your parked car or hotel room.
- Loss of Use: Covers your living expenses if you're forced to temporarily relocate due to your home being damaged by a covered peril.
- Personal Liability: If a guest sues you after being injured in an accident in your home, this will cover your legal expenses, as well as the injured party’s medical bills.
- Scheduled Personal Property: Additional optional coverage for high-valued personal property, such as jewelry, fine art, or musical instruments.
- Medical Payments to Others: Covers medical expenses if someone is injured in your home, regardless of fault.
Answers to your renters insurance questions

Learn why renters insurance is a smart move to protect your belongings.

Learn the ins and outs about getting renters insurance for your apartment.

Simple tips and strategies that’ll help you make the transition with ease.
Common questions about renters insurance
Are my belongings covered by my landlord's insurance?
Is renters insurance required?
Should I discuss renters insurance with my landlord?
Does renters insurance cover hotel stays?
Does each roommate need his or her own renters insurance?
Can a landlord buy renters insurance?
Does renters insurance protect belongings in transit, when the renter is moving to a new place?
Does renters insurance cover theft outside the home?
Contact us for a renters insurance quote
To speak with an Agent
To start a quote online
Your local AAA branch
*Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply.
The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent. Insurance products in California offered by AAA Northern California Insurance Agency. License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Auto and Home Insurance provided by CSAA Insurance Group, a AAA insurer.