AAA credit card users

Unlimited cash
back rewards

with purchases on your AAA
Preferred Rewards® Visa Credit
Card1, paid as a statement credit.
Plus no annual fee2.

Introducing unlimited cash back rewards

with purchases on your AAA Preferred Rewards® Visa credit Card1, paid as a statement credit. Plus no annual fee2.

$100 Cash Back Bonus

Earn $100 cash back after making $500 of purchases in the first 90 days from account opening with purchase on your AAA Preferred Rewards Visa3, paid as a statement credit.

Apply Now

Unlimited 3% Cash Back

on credit card purchases in categories that update quarterly4. Paid as statement credit. Expires October 3rd.

Unlimited 1.5% Cash Back

on every credit card purchase, every day, everywhere else Visa is accepted5. Paid as statement credit. Expires October 3rd.

NO Annual Fee

Enjoy cash back rewards1 on credit card purchases without paying an annual fee2. Paid as statement credit

The AAA Preferred Rewards Visa Credit Card will be transitioning to the AAA Travel Advantage Visa Credit Card. Existing benefits for the AAA Preferred Rewards Visa will be changing to the following with purchase on the AAA Travel Advantage Card:

  • Earn 5% cash back on gas and electric-vehicle charging purchases.6
  • Earn 3% cash back on grocery stores, restaurants, travel, and qualifying AAA purchases.7
  • Earn 1% everywhere else Visa is accepted8
  • No Annual Fee and No Foreign Transaction Fee2

$100 Cash Back Bonus

Earn $100 cash back after making $500 of purchases in the first 90 days from account opening with purchase on your AAA Preferred Rewards Visa3 , paid as a statement credit.

Apply Now

Unlimited 3% Cash Back

on credit card purchases in categories that update quarterly4. Paid as statement credit. Expires October 3rd.

Unlimited 1.5% Cash Back

on every credit card purchase, every day, everywhere else visa is accepted5. Paid as statement credit. Expires October 3rd.

NO Annual Fee

Enjoy cash back rewards1 on credit card purchases without paying an annual fee2. Paid as statement credit

The AAA Preferred Rewards Visa Credit Card will be transitioning to the AAA Travel Advantage Visa Credit Card. Existing benefits for the AAA Preferred Rewards Visa will be changing to the following with purchase on the AAA Travel Advantage Card:

  • Earn 5% cash back on gas and electric-vehicle charging purchases.6
  • Earn 3% cash back on grocery stores, restaurants, travel, and qualifying AAA purchases.7
  • Earn 1% everywhere else Visa is accepted8
  • No Annual Fee and No Foreign Transaction Fee2

To manage your AAA Preferred Rewards card, including paying your bill or redeeming your cash back rewards, please log on to Online Banking below.

To manage your AAA Preferred Rewards card, including paying your bill or redeeming your cash back rewards, please log on to Online Banking below.

Terms and Conditions

1 This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/aaarewards/common/Legal/RewardsTermsAndConditionsDisclosure.xhtml.

2 For new accounts, as of July 2022: Variable Purchase APR of 14.74%, 22.74%, or 28.74% based on the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 29.74%, based on Prime Rate. Minimum Interest Charge is $2.00. Balance Transfer Fee of the greater of $10.00 or 5% of the transfer. Cash Advance Fee of the greater of $10.00 or 5% of the advance.

3 Valid one time only. Offer is exclusive to AAA Preferred Rewards Visa Credit Card holders enrolled in the AAA Rewards program. Maximum of $100. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Once earned, the offer will be automatically fulfilled as a $100 statement credit within 2 billing cycles.

4 Offer is exclusive to AAA Preferred Rewards Visa Credit Card holders enrolled in the AAA Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Once earned, you must redeem for statement credit at comenity.net/aaarewards.

5 Offer is exclusive to AAA Preferred Rewards Visa Credit Card holders enrolled in the AAA Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Once earned, you must redeem for statement credit at comenity.net/aaarewards. Visit comenity.net/aaarewards for more information on rotating categories.

6 Offer is exclusive to AAA Travel Advantage Visa Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes.   Maximum of $350 USD in cash back in a calendar year on the 5% gas category, and earn 1% cash back on all net eligible gas purchases thereafter. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/advantage/travelterms.

7 Offer is exclusive to AAA Travel Advantage Visa Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations.

8 Offer is exclusive to AAA Travel Advantage Visa Credit Card holders enrolled in the AAA Travel Advantage program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations.

Credit card offers are subject to credit approval.

AAA Travel Advantage Visa Credit Card Accounts and the AAA Preferred Rewards Visa Credit Card are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.