Fix it today.
Pay over time.
Explore our financing options available to you.

AAA Auto Repair has partnered with Bread Pay® so you can make flexible payments on your car care with pay-over-time plans.
0% APR Options Available*
Pay as low as 0% APR for up to 3 months or pay up to 12 months at competitive interest rates.*
Simple Application
Get a decision without affecting your credit score.
Transparent Pricing
What you see is what you get—with no hidden fees, prepayment penalties, or compound interest.
Flexible Repayment
Pay for your auto repair over 3, 6, or 12 months at competitive interest rates.*
Financing Made Easy
Ready to apply?
- Call or stop by your local AAA Auto Repair to get the application link. Find your closest shop here.
- Once you get the application link, apply using your smartphone to see if you pre-qualify for Bread Pay financing. The use of your smartphone is required to add the Bread Pay virtual card to your Apple or Google Wallet.
- Pick the option that works best for your budget, without affecting your credit score.
- Add the Bread Pay virtual card to your Apple or Google Wallet to utilize tap to pay in-store.
Still have questions?
*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 12 monthly payments of $93.59 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualification, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.