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Ways to Pay for

Auto Repair

Find the best fit for your auto repair budget by choosing between structured installment plans or the longer-term benefits of a AAA Credit Card.

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Choose between two great options.


Bread Pay financing screen

Bread Pay® Financing

Pay over time for auto repairs you need now.

  • Pay as low as 0% APR for up to 3 months1
  •  Flexible repayment so you can pay for your auto repair over 3, 6, or 12 months at competitive interest rates1
  • Simple application and get a decision without affecting your credit score
  • Transparent pricing with no hidden fees, prepayment penalties, or compound interest
Get Started
AAA Daily Advantage card

AAA Credit Card

With purchases on your AAA Daily Advantage Visa Signature® Credit Card, you'll enjoy:

  • 3% cash back on AAA Auto Repair purchases
  • 3% cash back on gas, electric vehicle charging, wholesale clubs, streaming services, pharmacy, and AAA purchases
  •  5% cash back on grocery store purchases
  • No annual fee and no foreign transaction fees 
  •  $100 statement credit when you spend $1,000 within the first 90 days of opening an account
  •  All other purchases earn you 1% cash back
Learn More

AAA Auto Repair Exclusive Benefits

Everyone is welcome, and AAA Members unlock exclusive discounts.

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AAA Member Savings

Enjoy a 10% labor discount (up to $75) at our owned and operated repair shops, just for being a Member.2

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Member Warranty Guarantee

Members get a 24-month, 24,000-mile warranty (whichever comes first) on parts and labor.3

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Digital Vehicle Inspection

Every paid repair service includes a digital vehicle inspection.

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Financing Available

Get the repairs you need now and pay for it later.

1 Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 12 monthly payments of $93.59 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualification, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.

2 Valid AAA Membership Card required. AAA Member discount may be combined with one coupon.

3  Valid AAA Membership Card required.

To see the AAA Auto Repair Center California Bureau of Auto Repair (BAR) registration information, click here.