How much is my car worth or how much would I get if my car was in an accident?

The amount your AAA auto insurance policy pays for a covered loss (like damage from an accident or theft) depends on your specific policy terms and the vehicle's value at the time of the loss.

Generally, the policy's limit of liability establishes the maximum payout. This limit is typically the lesser of the following two amounts:

1. The Actual Cash Value (ACV) of the vehicle immediately before it was damaged or stolen. (ACV accounts for factors like age, mileage, condition, and depreciation).
2. The amount reasonably necessary to repair or replace the vehicle with one of similar kind and quality.

For questions about your specific coverage or to discuss the valuation process for a claim, please contact your local AAA branch