It depends on your particular situation. At a minimum, drivers must carry
bodily injury and property damage liability coverage at the state-mandated limits to cover vehicle and property damage, injury-related expenses, and legal fees for other people involved in an accident you cause.
Policy options beyond the minimum state requirements are available and can offer more complete protection. It is important to carefully consider your specific circumstances, including your risk tolerance and budget, then work with
your insurance representative to create a policy that addresses your needs. Be sure to discuss the following popular coverage options with your agent.
