Am I covered if my pet bites someone?

Short answer, yes, unless any of the below

Applicant(s)/named insured(s) must not have any dogs or other animals, reptiles, and/or pets with any prior bite history. Prior bite history means any history of biting, attacking, or otherwise injuring any person or animal on one or more occasions, as established by any of the following:
- The applicant's/insured's knowledge of such events
- Court records
- Insurance records, whether or not a claim was paid
- The records of a local public safety, law enforcement, or similar agency.
Applicant(s)/named insured(s) must not have any Vicious Dogs, exotic and/or dangerous animals/pets (even if excluded from liability coverage). A Vicious Dog is defined as a dog with ancestry (pure or mix breed) properly classified as any of the following breeds:
- Rottweiler
- Chow
- Doberman
- Pit-bull, Pit-bull mix, American Pit-bull Terrier, American Staffordshire Terrier and Stafford Bull Terrier
- Wolf Mix or Wolf Dog
- Presa Canario
- Akita
A “Vicious Dog” also means any dog used or bred for fighting with any other dog; or any dog trained to attack persons or animals. However “Vicious Dog” does not include a dog used as a service or guide dog and licensed by law as such.