Is my motor home or RV covered?

Insurance

AAA offers insurance coverage for eligible motor homes and RVs, subject to certain conditions.

Eligibility Requirement:

  • Generally, to insure an RV or motor home with AAA, you must also insure your primary use automobile (such as a car, truck, or SUV) with AAA Insurance.

Situations Typically Not Eligible for Coverage: AAA generally cannot provide RV or motor home insurance under the following circumstances:

  • The vehicle is regularly used for commuting to/from work or driven to work locations.
  • The RV or motor home is the only vehicle owned in the household.
  • The vehicle is used as a traveling primary residence (full-time RVing).
  • The vehicle is co-owned by individuals who do not reside in the same household.
  • The motor home is a non-professionally converted or "homemade" unit.

Eligibility guidelines can have specific nuances. To verify if your motor home or RV qualifies for AAA Insurance coverage and to receive a personalized quote, please contact your AAA Insurance Agent.