Does my insurance cover rental cars?

Insurance

Whether your AAA auto insurance policy extends to cover rental cars generally depends on the specific coverages you have on your personal vehicle policy:

Coverage Requirement: Typically, coverage such as comprehensive and collision may extend from your personal auto policy to a rental vehicle, subject to policy terms and limits.

Important Considerations:
  • We strongly recommend confirming your specific coverage details with your AAA Insurance Agent before renting.
  • Always check with the rental car company regarding their insurance requirements and the potential deductible you would be responsible for if you decline their optional damage waivers (often called CDW or LDW).
Planning a trip? You can Search for AAA Car Rentals here.