How is my pool insured?

On your AAA Homeowners Insurance policy, a swimming pool (whether in-ground or above-ground) is typically considered a detached structure and falls under Coverage B - Other Structures.

Here are some general underwriting guidelines that often apply to detached structures under Coverage B:

• Detached structures generally need to be insured for at least 100% of their calculated replacement cost value.
• There may be policy limits on the total number of detached structures allowed on the property (e.g., typically no more than 3 without underwriter approval).
• There may be limits regarding how many detached structures on the property can be rented out to others (e.g., typically no more than 2).

Because policy specifics, Coverage B limits, and underwriting rules can vary, it's best to review your policy's Declarations Page for your specific coverage amounts. For any questions about how your pool or other detached structures are covered, please contact your AAA Insurance Agent.