Protect Your U.S. Vacation With Domestic Travel Insurance
Travel insurance is the smart choice for protecting yourself from losing your money—or your cool.
Trips in the United States are generally less expensive than traveling overseas and you’ll most likely be covered by your medical insurance if you’re sick or injured on the trip, so you may wonder if domestic travel insurance is worth the investment when you're planning your vacation. Think about buying travel insurance like you think about packing—you have to decide if you want to take that extra jacket, just in case.
When you take a vacation in the U.S., there’s still a chance your trip could be canceled or delayed, your luggage could be stolen or a medical emergency could arise. It’s important to consider all of the possibilities when thinking about domestic travel insurance.
You can plan every detail of your family’s long-awaited vacation, but life can still throw you a curveball. Even the best-planned trips may have to be canceled at the last minute due to unforeseen circumstances. A domestic travel insurance plan can provide reimbursement for nonrefundable trip payments and deposits in case of trip cancellation.
Hurricanes, tropical storms or winter weather could all cause delays when you’re traveling within the U.S. Those delays could result in longer stays with more hotel and food costs. They could also mean you’d miss an event or special tour you had booked. If you miss something on your trip for a covered reason, a domestic travel insurance plan can provide reimbursement for qualifying travel delays.
Hurricanes, tropical storms or winter weather could all cause delays resulting in longer stays with more hotel and food costs.
Even when you’re traveling in the states, there’s a chance your luggage—and other valuables—could be lost or stolen. If you have the right policy, domestic travel insurance benefits can reimburse you for lost or stolen belongings.
Accidents can happen anywhere and anytime—even on your vacation. If you’re injured during your vacation, insurance can cover emergency medical and transportation benefits. With domestic travel insurance, you’re covered if you’re out of network; some plans have no co-pays or deductibles, which means the entire cost of the policy may be less than deductibles or co-pays on your existing medical coverage.
Every year, thousands of AAA Members opt to secure their travel investments, belongings and themselves with travel insurance. Even when things go smoothly, they enjoy peace of mind knowing they’re covered if the unexpected happens. As an added benefit, kids 17 and under are included free on most plans while traveling with a covered parent or grandparent.
Having the right protection in place can help you breathe easier on your stateside vacation.
Terms, conditions and exclusions, including for preexisting conditions, apply. Plans generally do not cover losses related to COVID-19, including without limitation due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings or travel advisories or fear of travel. For more information, see our COVID-19 Coverage Alert at allianztravelinsurance.com. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A-” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any non-insurance assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected].