AAA Travel Insurance

panorama with downtown high rises in austin

Protect Your Trip with Allianz Travel Insurance

couple hiking with trekking poles

AAA Exclusive Plans

With a AAA exclusive TripProtect plan from our trusted travel insurance partner Allianz Global Assistance*, you can relax before and during your trips knowing you’re protected in case of:

  • Unexpected cancellations
  • Travel delays
  • Medical emergencies
  • Lost luggage
  • And More

Unique TripProtect Plan Benefits

Some of our most popular TripProtect plans come with some value-adding benefits that aren’t available with other travel protection plans, including:

travel - baggage

SmartBenefitsSM

Get automatic, proactive payments for covered delays on monitored flights and a no-receipts-required payment option for lost or delayed baggage.*

travel - ship-cruise

Missed Port of Call

Receive $100 payments, up to your plan’s maximum amount, when your cruise misses a scheduled port of call on your original itinerary or replaces it with another port of call.

transportation - car-transport

Vehicle Return

Get reimbursed the cost of transporting your vehicle back to your residence when a covered illness or injury prevents completion of your trip.

Travel Insurance Plans


A TripProtect plan from AAA can protect you before and during your trip—keeping you, your loved ones, and your travel budget safe. Our most popular plans include:

TripProtect Deluxe

TripProtect Select

TripProtect Cancel Anytime

(Must be purchased within 14 days of initial trip deposit or payment.)

Trip Cancellation

Up to 100% of trip cost

(max. $200,000)

Up to 100% of trip cost

(max. $100,000)

Up to 100% of trip cost

(max. $15,000)

Cancel Anytime

Not included

Not included

Up to 80% for almost any reason that your plan does not already cover.

Trip Interruption

Up to 150% of trip cost

(max. $300,000)

Up to 150% of trip cost

(max. $150,000)

Up to 150% of trip cost

(max. $22,500)

Trip Change Protector

Reimburses fees or extra expenses from a carrier or supplier if you must change your trip itinerary for a covered reason

$1,000

$500

$500

Emergency Medical/Dental (Primary)

Purchase within 14 days of initial trip deposit for time sensitive pre-existing condition benefits (other purchase requirements and conditions apply).

$75,000

($750 dental max.)

$50,000

($750 dental max.)

$25,000

($750 dental max.)

Emergency Medical Transportation

$1,000,000

$500,000

$500,000

Travel Delay

SmartBenefit: Can pay proactively on monitored flights or allow claims to be filed without receipts, just proof of delay.**

$1,600 (≥ 3 hours) with receipts $200/day

no receipts $100/day

$800 (≥ 4 hours) with receipts $200/day

no receipts $100/day

$800 (≥ 4 hours) with receipts $200/day

no receipts $100/day

Missed Port of Call

SmartBenefit: No receipts for expenses required, just proof of missed port of call.

$300

($100 per missed port)

$300

($100 per missed port)

$300

($100 per missed port)

Baggage Loss/Damage

$2,000

($1,000 max for high-value items)

$1,000

($500 max for high-value items)

$1,000

($500 max for high-value items)

Baggage Delay

SmartBenefit: Only proof of covered delay required.

$600 (≥ 6 hours)

no receipts $100

$300 (≥ 12 hours)

no receipts $100

$300 (≥ 12 hours)

no receipts $100

24-Hour Emergency Assistance

Included

Included

Included

Concierge

Included

Included

Included

Mexico Auto Insurance

map of mexico with magnifying glass

Traveling to Mexico

If you're driving to Mexico, make sure you're protected. AAA Members receive a discount on any Mexico policy purchased.

We also have coverage options for:

  • Auto
  • Home
  • Watercraft

Want to learn more about our AAA exclusive plans?


Click.

View the latest deals available to AAA Members and submit a Travel Request Form anytime online at AAA.com/Travel for personalized travel that saves you time and money.


Call.

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With 140+ agents and 101 branch locations, complimentary AAA Travel Advisors are available when you’re ready to plan your perfect itinerary with the best deals exclusive to AAA Members.