AAA Insurance

A deductible is the amount you pay for services before your insurance starts to pay. So if your plan's deductible is $1,500, you'll pay 100 percent of eligible expenses until the total $1,500 deductible is met.

When you apply for insurance, an insurance binder acts as temporary proof of coverage until you get your actual policy. It specifies the protections you're entitled to, as well as coverage limits, deductibles, and such.

A certificate of insurance (COI) is like an insurance ID card. So if you get pulled over on the freeway and need to show proof of auto coverage, you can show your COI rather than toting around your entire insurance policy.

After the initial down payment, AAA insurance installment payments and renewals can be paid with credit cards. Just visit the AAA Pay My Bill page and follow the prompts. It's also a breeze to pay your bill via the AAA Mobile App. If you're planning to visit your local AAA branch, an agent can help you pay your bill with a credit card, or call AAA at 800-922-8228 and an agent can help you pay by phone.