AAA Credit & Identity
New AAA services to help you achieve
your financial goals and feel secure
Credit Card
Purchases made on your AAA Daily Advantage card will enjoy the following benefits:
- $100 Statement Credit when you spend $1,000 within the first 90 days of account opening on your AAA Daily Advantage Card1.
- 5% Cash Back on Grocery Store purchases2
- 3% Cash Back on Gas and EV Charging, Wholesale Clubs, Streaming Services, Pharmacy and AAA purchases2
- 1% Cash Back on all other purchases3
- No Annual Fee4
Identity Protection
Activate credit monitoring, lost wallet assistance, and fraud resolution support—included with AAA Membership at no additional cost.
1 Valid one time only. Offer will be received within 1-2 billing cycles after qualifying spend.
2 Offer is exclusive to AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Daily Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined. After that, purchases will earn 1% cash back for the remainder of the calendar year. Excludes third party insurance and offers, automobile extended warranties, and trip insurance. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageDailyTerms.
3 Offer is exclusive to AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Daily Advantage program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations.
4 For new accounts, as of June 2025: Variable Purchase APR of 18.24% to 32.24% based on your credit worthiness at the time of account opening and the Prime Rate. Variable Balance Transfer APR of 18.24% to 32.24%, based on your credit worthiness at the time of account opening and the Prime Rate. Variable Cash Advance APR of 33.24%, based on Prime Rate. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.
Credit card offers are subject to credit approval.
AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.
4 For new accounts, as of June 2025: Variable Purchase APR of 18.24% to 32.24% based on your credit worthiness at the time of account opening and the Prime Rate. Variable Balance Transfer APR of 18.24% to 32.24%, based on your credit worthiness at the time of account opening and the Prime Rate. Variable Cash Advance APR of 33.24%, based on Prime Rate. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.
Credit card offers are subject to credit approval.
AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.