AAA Credit & Identity

Introducing new AAA services
to help you achieve your financial
goals and feel secure.

AAA Credit & Identity

New AAA services to help you achieve your goals and feel secure.
AAA Preferred Rewards Visa® Credit Card

Introducing the AAA Preferred Rewards Visa® Credit Card

Purchases made on your AAA Preferred Rewards card will enjoy the following benefits, paid as a statement credit:

  • 1.5% back on EVERY card purchase, every day1.
  • 3% back on card purchases in categories that update quarterly2.
  • $100 Cash Back Bonus after spending a minimum of $500 in the first 90 days of account opening3.
AAA Identity Champion

AAA Identity Champion

Have peace of mind, with 24/7 identity theft monitoring from AAA. Activate Basic monitoring — included with AAA Membership — or save 30%4 on plans with added monitoring, insurance5, and fraud resolution specialists.

Terms and Conditions

1Offer is exclusive to AAA Preferred Rewards Visa Credit Card holders enrolled in the AAA Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Once earned, you must redeem for statement credit at comenity.net/aaarewards.

2Offer is exclusive to AAA Preferred Rewards Visa Credit Card holders enrolled in the AAA Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Once earned, you must redeem for statement credit at comenity.net/aaarewards. Visit comenity.net/aaarewards for more information on rotating categories.

3Valid one time only. Offer is exclusive to AAA Preferred Rewards Visa Credit Card holders enrolled in the AAA Rewards program. Maximum of $100. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Once earned, the offer will be automatically fulfilled as a $100 statement credit within 2 billing cycles.

Credit card offers are subject to credit approval.

AAA Preferred Rewards Visa Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.


4Offer good through December 31, 2022. Discount applies to the first year of any paid annual plan. Following the first year, subscriptions for paid plans renew at the preferred rate for AAA Members as outlined on our website, identitychampion.mwg.aaa.com.

5The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.