6. Safeguard your garden.
Try these steps so that your landscaping efforts don’t attract wildlife.
Install fencing: Aim for six feet or higher, Hermance says—deer can leap over shorter fences with ease.
Plant strategically: Go with native plants so that your “yard is not more delicious and tasty looking than other places” to deer, Hermance says.
Try a motion-detector sprinkler: As animals—such as deer, rabbits, geese, and turkeys—traipse through your space, these sprinklers will shoot a spurt of water that’s deeply off putting to these animals, Hermance says. Lights on timers (or ones activated by motion) can also be helpful at discouraging wild visitors.
Pick your fruit: As fruit ripens, either pick it off the tree or discard it, per NPMA.
7. Check your insurance coverage.
Dealing with wild animals once they’re in your home or they have harmed your property can be challenging and expensive. And in most instances, home and renters insurance won’t cover animal-related damage, says Theresa L. Young, a senior claims homeowners operations process manager at CSAA Insurance Group, a AAA Insurer.
An exception: Bears. “The damage the bear causes to the house is typically covered,” Young says—but not the damage a bear causes to your personal property. And even in this scenario, there are exceptions. If a bear takes up residence in your home for a long period of time, you’re not covered, Young says. Plus, there’s no coverage to remove the animal, Young notes. As a general rule, damage from insects, rodents, vermin, and birds are also not covered.
Your best bet: Stop animals from getting inside your home by being vigilant about preventing entry.