There are many reasons to have fire alarms, sprinklers, and a security system in your home, but the most important one is clear: They can save lives. These safety systems can also help protect irreplaceable possessions, such as mementos and baby pictures.
Take a look at why experts believe it’s a good idea to have security systems and sprinklers in your home—and some of the savings that may be available on your homeowners or renters insurance.
Smoke and fire alarms.
Fire moves fast, leaving devastation in its wake. It only takes three and a half minutes for a house fire to reach over 1,100 degrees Fahrenheit, and having a working smoke detector in your home more than doubles your chances of surviving a fire, according to the San Francisco Fire Department.
When a smoke alarm goes off, that’s your cue to get outside as fast as possible, per the National Fire Protection Association. “In the event of a life-threatening emergency, seconds matter,” says Jessica Cahill, director of product marketing at AAA Smart Home Security, a service that installs and monitors custom home security and connected home systems. “When installed properly, a monitored smoke or carbon monoxide detector will dispatch the fire department when dangerous levels are detected.” A standard smoke detector will beep loudly, but it won't call for help or alert you if you aren’t home.
While it’s vital to have properly installed fire alarms throughout your home, a monitored, central fire alarm can lower AAA Insurance costs by five percent for California residents.