Home Insurance
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Get the home insurance coverage you need at AAA
Whether you own or rent, a home insurance policy protects your house, condo, or apartment — from replacement costs for personal goods to living expenses if your abode becomes uninhabitable. Here are the standard coverages offered by AAA Insurance: 1
Standard Coverage | Homeowners | ||
|---|---|---|---|
Dwelling and Other Structures 2 | |||
Loss of Income | |||
Medical Payments to Others 3 | |||
Optional add-ons go even farther, covering big-ticket items, earthquakes, and more.
Optional Coverage | |
|---|---|
Provides extra coverage for liability claims that go beyond your regular auto or home policy’s limits. | |
Cover the cost of repairs to your home, replacing your belongings, and additional living expenses if your residence is uninhabitable. | |
Can reimburse you for damages caused by floodwaters to help you fix your home and repair or replace lost belongings. | |
Scheduled Personal Property | Provide greater coverage of valuables that cost more than your personal property limits. |
Get expert answers to your home insurance questions
Find more home insurance answersIt’s common to wonder how much coverage you really need and smart to base your decisions on clear, reliable information. Our experts can explain the ins and outs of every policy—and help you find what’s right for you.
- Unexpected things covered by homeowners insurance
- How to compare homeowners insurance quotes
- What is replacement cost coverage?
- What does PMI mean?
- What is a home warranty?
- What is personal liability insurance?
- What are the basic steps to buying a house?
- What should I look for during a home inspection?
- What is a premium vs. a deductible?
Shop AAA services for homeowners
1 Home insurance provided by CSAA Insurance Group, a AAA Insurer. Insurance products in Arizona are offered through AAA Arizona Inc., License #8301727 and Sunstate Insurance Agency, LLC, License #17203444. Insurance products in California are offered through AAA Northern California Insurance Agency, License #0175868, in Montana by AAA Montana, Inc., License #9756, in Nevada by AAA Nevada and in Utah by AAA Utah.
2 Dwelling and Other Structures - Can help pay to rebuild or repair your home or other structures on your property if damaged by a covered peril. Not covered by renters insurance.
3 Medical Payments to Others - Can cover injuries that happen to a guest in your home—regardless of who's at fault.