Shopping for car insurance might seem daunting: You want the best coverage for your vehicle at the best price. One of the best ways to get a deal on car insurance? Speak to an insurance agent. They will know the right questions to ask—does your car have an anti-theft device? Is your teen driver an "A" student?—to help maximize the money you save.
As you shop around for auto insurance discounts, keep a few things in mind: You’ll find that you aren’t getting cumulative discounts on everything you qualify for, the amount you can save may be capped, and the fine print usually says “up to” a certain percent. And discounts may not be the same from state to state. For instance, insurance companies can’t offer a loyalty discount to customers in California, but drivers with auto insurance policies in states like Arizona, Montana, Nevada, Wyoming, and Utah may be eligible.