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Total Protection

AAA Smart Home Security reimburses your
deductible - up to $1,000!
when you have home security and home insurance from AAA
and a qualifying theft or fire claim.*
Call (844) 669-2221

* Restrictions apply. Only policies underwritten by CSAA Insurance Group and sold by AAA Northern California, Nevada & Utah qualify for deductible reimbursement. Fire losses indicated as wildfire events excluded from program. Must have AAA Smart Home-monitored smoke detector to qualify for reimbursements for other fire-related claims. See full program terms at aaa.com/smarthometotalprotection.

More protection. More peace of mind with AAA.

Total Protection is the power of combining AAA Smart Home Security and AAA Home Insurance. With both, you've got 24/7 monitoring and a plan in place if a theft or burglary does occur. And, if you suffer a loss in a qualifying burglary or theft while being monitored by AAA Smart Home Security, we will pay you—up to $1,000. Add our smart smoke detector and this coverage extends to fires, too.*

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Theft and Burglary

If your home is damaged, or something is stolen in a burglary while we are monitoring it, AAA Smart Home Security will pay you - up to $1,000.

Learn More
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Fire

If you have a AAA Smart Home Security monitored smoke and fire sensor installed in your home, and you suffer a loss that is not wildfire-related, we will pay you up to $1,000.

Learn More

Call (844) 669-2221 to get Total Protection!

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The AAA Assurance

Protect and insure your home with AAA to get total peace of mind.

  • Advanced Protection
  • Savings on your home insurance
  • AAA Assistance 24/7
  • Deductible reimbursement*

With AAA you can count on total peace of mind for your home. That's AAA Assurance!

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How do I qualify for Total Protection?

By being a AAA Smart Home Security Member who has an eligible AAA Home Insurance policy*, you may qualify for Total Protection. Call us at (844) 669-2221 to confirm that your policy is the right kind for this benefit. Full program requirements can be found at here.

* Only policies underwritten by CSAA Insurance Group and sold by AAA Northern California, Nevada & Utah qualify for deductible reimbursement.
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Do you have

Total Protection?

Protect your home and deductible today.

Call (844) 669-2221 for more info
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How much does a security system save on homeowners insurance?

Bundle AAA Smart Home Security and AAA Home Insurance for extra savings and extra security. You can save up to 8% on your home insurance with AAA Smart Home Security1.

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What’s the best home security system for maximum benefits?

We recommend starting with the Self Monitored Security System, our most affordable security starter that lets you keep your eyes on your entry points 24/7.

Requires video subscription

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Does your home security

company reimburse your

deductible?

Get the ultimate home coverage plan
by bundling AAA Smart Home Security and
AAA Home Insurance
Call (844) 669-2221 to learn more

Frequently Asked Questions

Does Total Protection cover fire damage?

If your system also has a AAA Smart Home Security-monitored smart smoke detector, this coverage extends to loss due to a fire. (This does not include wildfires.)

What's a monitored fire alarm?

A monitored smoke detector is one that connects to monitoring centers so that if it senses fire when you’re not home, it can alert the fire department. The monitored heat and smoke detector from AAA Smart Home Security is always on, so even if your system is disarmed, it can still call for help if it senses a threat and monitoring is active.

How do I submit a claim?

Call us at 866-957-1340 to begin the reimbursement process. We will need you to fill out a form and send us some documents from your claim. Deductible reimbursements take about 10 business days on average to process.

What about the fine print?

You can learn more about this program in our Terms and Conditions.

* Restrictions apply. Only policies underwritten by CSAA Insurance Group and sold by AAA Northern California, Nevada & Utah qualify for deductible reimbursement. Fire losses indicated as wildfire events excluded from program. Must have AAA Smart Home-monitored smoke detector to qualify for reimbursements for other fire-related claims. See full program terms here.

1 Discounts vary by state (CA up to 10-15%, depending on policy type, no discount for CA renters, AZ/NV/UT/MT/WY up to 8%) and are based upon installation of a qualified home security service. Proof of installation is required.

2 Monthly monitoring plan required to purchase devices. Monthly installment price is based on qualifying credit score, otherwise bundles must be paid for upfront. Installation or shipping fees may apply. Certain terms and conditions may apply, click here for details.

3 Requires purchase of a new control panel. System sold separately. Installation or shipping fees apply. Valid AAA Membership required for discount. Please call 844-669-2221 for availability in your area. Certain terms and conditions may apply, visit AAA.com/SmartTerms for details.