Total Protection

* Restrictions apply. Only policies underwritten by CSAA Insurance Group and sold by AAA Northern California, Nevada & Utah qualify for deductible reimbursement. Fire losses indicated as wildfire events excluded from program. Must have AAA Smart Home Security professionally-monitored Smart Smoke Detector to qualify for reimbursements for other fire-related claims. See full program terms at AAA.com/SmartHomeTotalProtection.

More protection. More peace of mind with AAA.

Total Protection is the power of combining AAA Smart Home Security and AAA Home Insurance. With both, you've got 24/7 monitoring¹ and a plan in place if a theft or burglary does occur. In the event you suffer a loss in a qualifying burglary or theft while being monitored by AAA Smart Home Security, we will pay you—up to $1,000. Add our professionally monitored Smart Smoke Detector and this coverage extends to fires, too.*

¹Professional monitoring requires a subscription to a monthly monitoring plan.

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Theft and Burglary

If your home is damaged, or something is stolen in a burglary while we are monitoring it, AAA Smart Home Security will pay you - up to $1,000*.

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Fire

If you have a AAA Smart Home Security professionally-monitored Smart Smoke Detector and Temperature Sensor installed in your home, and you suffer a loss that is not wildfire-related, we will pay you up to $1,000*.

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Call (844) 669-2221 to get a free quote that includes Total Protection.

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The AAA Assurance

Protect and insure your home with AAA to get total peace of mind.

Advanced Protection
Savings on your home insurance
AAA Assistance 24/7
$1000 payment for qualifying events*

With AAA you can count on total peace of mind for your home. That's AAA Assurance!

How do I qualify for Total Protection?

By being a AAA Smart Home Security Member who has an eligible AAA Home Insurance policy, you may qualify for Total Protection. Call us at (844) 669-2221 to confirm that your policy is the right kind for this benefit. Full program requirements can be found at here.

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How much does a security system save on homeowners insurance?

Bundle AAA Smart Home Security and AAA Home Insurance for extra savings and extra security. You can save up to 8% on your home insurance with AAA Smart Home Security¹.

Frequently Asked Questions

Does Total Protection cover fire damage?

What's a professionally monitored fire alarm?

How do I submit a claim?

What about the fine print?

* Restrictions apply. Only policies underwritten by CSAA Insurance Group and sold by AAA Northern California, Nevada & Utah qualify for deductible reimbursement. Fire losses indicated as wildfire events excluded from program. Must have AAA Smart Home Security professionally-monitored Smart Smoke Detector to qualify for reimbursements for other fire-related claims. See full program terms here.

¹Professional monitoring requires a subscription to a monthly monitoring plan.

²Discount savings vary by state (CA up to 10-15%, depending on policy type, no discount for CA renters, AZ/NV/UT/MT/WY up to 8%) and are based upon installation of a qualified home security service. Proof of installation is required. Maximum savings amount is dependent upon other discounts applied to policy. Discount is not guaranteed. See full program terms at AAA.com/SmartHomeTotalProtection.

³Requires purchase of a new control panel. System sold separately. Installation or shipping fees apply. Discount applies to monthly alarm and smart home professional monitoring fees only. Valid AAA membership required fo discount. Certain terms and restrictions may apply, visit AAA.com/SmartTerms for details.