Total Protection

AAA Smart Home Security reimburses your deductible - up to $1,000!


When you have home security and home insurance from AAA and a qualifying theft or fire claim.*

Call (844) 669-2221

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* Restrictions apply. Only policies underwritten by CSAA Insurance Group and sold by AAA Northern California, Nevada & Utah qualify for deductible reimbursement. Fire losses indicated as wildfire events excluded from program. Must have AAA Smart Home-monitored smoke detector to qualify for reimbursements for other fire-related claims. See full program terms at aaa.com/smarthometotalprotection.

More protection. More peace of mind with AAA.

Total Protection is the power of combining AAA Smart Home Security and AAA Home Insurance. With both, you've got 24/7 monitoring and a plan in place if a theft or burglary does occur. And, if you suffer a loss in a qualifying burglary or theft while being monitored by AAA Smart Home Security, we will pay you—up to $1,000. Add our smart smoke detector and this coverage extends to fires, too.*

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If your home is damaged, or something is stolen in a burglary while we are monitoring it, AAA Smart Home Security will pay you - up to $1,000.


Learn More

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If you have a AAA Smart Home Security monitored smoke and fire sensor installed in your home, and you suffer a loss that is not wildfire-related, we will pay you up to $1,000.


Learn More

Call (844) 669-2221 to get Total Protection!

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The AAA Assurance

Protect and insure your home with AAA to get total peace of mind.

  • Advanced Protection
  • Savings on your home insurance
  • AAA Assistance 24/7
  • Deductible reimbursement*

With AAA you can count on total peace of mind for your home. That's AAA Assurance!

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How do I qualify for Total Protection?

By being a AAA Smart Home Security Member who has an eligible AAA Home Insurance policy*, you may qualify for Total Protection. Call us at (844) 669-2221 to confirm that your policy is the right kind for this benefit. Full program requirements can be found at here.

* Only policies underwritten by CSAA Insurance Group and sold by AAA Northern California, Nevada & Utah qualify for deductible reimbursement.

Do you have Total Protection?

Protect your home and deductible today.


Call (844) 669-2221 for more info

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How much does a security system save on homeowners insurance?

Bundle AAA Smart Home Security and AAA Home Insurance for extra savings and extra security. You can save up to 8% on your home insurance with AAA Smart Home Security1.

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What’s the best home security system for maximum benefits?

We recommend starting with the Self Monitored Security System, our most affordable security starter that lets you keep your eyes on your entry points 24/7.

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Does your home security company reimburse your deductible?

Get the ultimate home coverage plan
by bundling AAA Smart Home Security and
AAA Home Insurance

Call (844) 669-2221 to learn more

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Frequently Asked Questions